Your brokerage holds client personal information, banking details and carrier portal access, usually with a small team, one broker management system and an MSP ticket queue. ABISOL provides senior technology and cybersecurity leadership that protects your clients, your carrier relationships and your E&O standing, without a full-time executive.
Brokerages hold data a bank would protect carefully, with the staffing of a small business.
of Coalition's 2024 cyber-insurance claims started with business email compromise or funds-transfer fraud.
Source: Coalition 2025 Cyber Claims Report (2024 claims)average cost of a data breach for Canadian organizations in 2026, up from CA$6.98M in 2025.
Source: IBM Cost of a Data Breach Report 2026, as reported by BNN BloombergRegulatory context: RIBO's Principal Broker Handbook guidance on cyber security recommends a written cyber security program covering data, safeguards, risks and incident reporting. It also recommends MFA for all employees and cyber liability insurance, and notes that RIBO intends to consult on whether cyber insurance should be mandatory for registered firms. Brokers outside Ontario answer to their own provincial regulator, and CISRO's Cybersecurity Readiness tool for insurance intermediaries applies across Canada. Read our guide to what RIBO expects, with a 28-point checklist.
Devices get patched and tickets closed, but nobody owns cyber risk or the brokerage's technology direction.
The Principal Broker and owners are running the business; technology decisions wait.
Hard to prove to RIBO, carriers or an underwriter what is actually in place.
BMS, email, accounting and carrier portals linked by people re-keying data.
Instead of a business risk to clients, carrier appointments and E&O.
ABISOL works alongside your people, MSP and vendors. We provide executive direction, governance and advocacy, and we don't replace anyone. Lead the IT team? See how we work with you.
Cyber posture checked against RIBO's recommended program elements and typical insurer requirements, plus a BMS and vendor review.
A Fractional CIO and CISO for the Principal Broker and owners, with a 12-month technology and cyber roadmap.
BMS, Microsoft 365 and accounting working as one system of record. Repetitive work automated, with practical AI rules for staff.
BMS selection or migration, acquisition integration and vendor negotiation.
A written cyber program, an incident plan with RIBO, insurer and client notification steps, payment controls and vendor oversight.
Ownership of your cyber program, risk register and reporting to the Principal Broker and owners.
Learn moreTechnology strategy, budget, BMS and vendor decisions, led by an experienced executive.
Learn moreA written policies and procedures manual aligned with RIBO's guidance, reviewed and kept current.
Learn moreControls such as MFA put in place and documented, so you can answer underwriting questions accurately.
Learn moreDual approval and call-back verification for payments and banking-detail changes.
Learn moreA defensible platform choice, and systems that share data instead of people re-keying it.
Learn moreTechnology due diligence and a planned integration of systems, data and security.
Learn moreA plan and playbooks that include notifying clients, RIBO and your insurer.
Learn moreYours to keep, whether or not you continue.
Fractional CIO, CTO & CISO · CISSP · CISM · PMP · MBA
Mohammad has led technology in the insurance sector and has built cybersecurity programs from policy through to executive and Board reporting. He holds the CISSP and CISM security credentials.
More about MohammadA focused conversation with your Principal Broker and operations lead, so you can decide based on facts.
No. They do different jobs. Keep a good MSP for the ticket queue. ABISOL governs above it, sets the strategy and holds the provider to clear service levels.
Attacks are automated, and brokerages hold valuable client data and handle real funds. Email impersonation and payment fraud in particular don't depend on an organization's size.
RIBO's Principal Broker Handbook guidance recommends a written cyber security program, MFA and cyber liability insurance, and RIBO has said it intends to consult on whether cyber insurance should be mandatory. Either way, carriers and cyber insurers increasingly expect these controls.
We help you put the controls insurers commonly ask about in place and document them, so you can answer underwriting questions accurately and confidently. We don't sell insurance and can't promise premium outcomes.
That's the gap fractional leadership is designed for: senior judgment for an agreed amount of time each month, without an executive salary.
That's fine. We start with fundamentals: security, data and systems that work together. Then we set practical rules for how producers and staff may use AI tools, before anyone pastes client data into one.
We work with least-privilege access, avoid holding your sensitive data wherever possible, and sign an NDA. You keep ownership and control throughout.
A no-obligation conversation about where you stand and what to do first.
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